Terms of Use

Acceptance of Terms

By accessing and using selytharivo's financial fraud prevention platform at selytharivo.com, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you must not use our services. These terms constitute a legally binding agreement between you and selytharivo, governing your use of our platform and services.

Your continued use of our platform following any modifications to these terms indicates your acceptance of such changes. We reserve the right to update these terms at any time, and users are responsible for reviewing them regularly.

Service Description

selytharivo provides educational resources and training focused on financial fraud prevention for businesses and individuals. Our platform offers comprehensive learning materials, webinars, and certification programs designed to enhance understanding of fraud detection and prevention strategies.

• Online educational courses on fraud prevention techniques
• Webinar series featuring industry experts and case studies
• Resource libraries with updated fraud prevention materials
• Professional certification programs starting September 2025
• Business consultation services for fraud prevention implementation

User Responsibilities

Users must provide accurate and complete information when registering for our services. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Any suspected unauthorized use must be reported immediately to our support team.

• Sharing account credentials with unauthorized individuals
• Using our platform for illegal activities or fraud
• Attempting to reverse engineer or copy our proprietary content
• Distributing malware or engaging in harmful cyber activities
• Misrepresenting your identity or credentials
• Violating intellectual property rights of selytharivo or third parties

Intellectual Property Rights

All content, materials, and resources provided through our platform are protected by copyright, trademark, and other intellectual property laws. selytharivo retains ownership of all proprietary content, including but not limited to course materials, software, graphics, text, and multimedia elements.

Users are granted a limited, non-exclusive, non-transferable license to access and use our educational materials solely for personal or internal business training purposes. Reproduction, distribution, or commercial use of our content without express written permission is strictly prohibited.

Privacy and Data Protection

We collect and process personal information in accordance with Canadian privacy laws and our Privacy Policy. User data is protected through industry-standard security measures, and we are committed to maintaining the confidentiality of your information.

By using our services, you consent to the collection, use, and processing of your data as described in our Privacy Policy. We do not sell or share personal information with third parties except as required by law or as necessary to provide our services.

Payment Terms and Refund Policy

Payment for services must be completed prior to accessing premium content or certification programs. We accept major credit cards and electronic transfers. All fees are in Canadian dollars unless otherwise specified.

• Full refund available within 14 days of purchase if no content has been accessed
• Partial refunds may be considered for extenuating circumstances
• Certification program fees are non-refundable after 30 days
• Corporate training packages have separate refund terms outlined in contracts

Limitation of Liability

selytharivo provides educational services and information for professional development purposes. While we strive for accuracy and relevance, we make no warranties regarding the completeness or applicability of our content to specific situations.

In no event shall selytharivo be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our platform. Our total liability for any claims shall not exceed the amount paid by the user for the specific service in question.

Termination of Service

We reserve the right to terminate or suspend user accounts for violations of these terms, non-payment, or other reasonable grounds. Users may terminate their accounts at any time by contacting our support team, subject to applicable refund policies.

Upon termination, users lose access to all platform content and services. Previously downloaded materials remain subject to intellectual property restrictions outlined in these terms.

Governing Law and Dispute Resolution

These terms are governed by the laws of Alberta, Canada. Any disputes arising from these terms or use of our services shall be resolved through binding arbitration in accordance with Alberta arbitration rules.

Before pursuing formal dispute resolution, users agree to attempt good-faith negotiations with selytharivo to resolve any issues. All communications regarding disputes should be directed to our legal department.